Feel uneasy about your Mutual Funds?
Bharosa 24x7 monitors your portfolio and helps You make better decisions.
It’s never been this easy to move to a healthy portfolio.
Peace of mind right at your fingertips on WhatsApp.
Unlock the truth
Bharosa tells you the truth about your mutual funds that no one has ever been able to.
🚀 Trust. Our tech already analyses over ₹1200 Crores every day.
🧭 True North. Find your own path, guided by our tech. Stay informed, avoid mistakes and have more informed conversations with your advisor.
💰 Pricing. ₹2500/yr/PAN for portfolios over ₹1L.
Power of Bharosa.
Simplicity of WhatsApp.
We dig deep to deliver profound truths, improvement opportunities and health reports for your portfolio.
Overall portfolio performance in last 3 years
₹ Gain/Loss
You: ₹15.18L (A)
Simple portfolio: ₹22.75L (B)
Relative performance: -₹7.57L (A - B)
% Return
Your IRR: +13.57% (C)
Simple portfolio: +19.45% (D)
Relative performance: -5.88% (C - D)
April 25th, 2021 - April 25th, 2024
Your NFOs have underperformed
We’ve detected that you’ve participated in NFO’s in the past and we’ve analyzed their performance for you.
Here is the overall performance of the NFO’s you invested in versus the rest of your portfolio:
NFO funds vs. benchmark: -₹1.02L (-6.63% IRR)
Other funds vs. benchmark: ₹86.19K (0.23% IRR)
As you can see the NFO’s have underperformed the rest of your portfolio, and you may want to stay away from these in the future.
You have an underperforming fund
Your fund has underperformed by ₹1.23L vs. its benchmark since you first invested on 11th March ’21.
While we don’t have a crystal ball 🔮 for the future, we do know the fund has failed to do it’s job for you in the past.
Why you may want to exit
- You are paying an extra ₹9.87K/year in fees for the fund manager to beat their benchmark which they have not done.
Why you may want to keep the fund
- Past performance can change. If you believe in the fund manager / strategy, you may want to give them more time to deliver.
History of your Bharosa Score
Bharosa Score (Funds / Fees / Bets)
Current: 4.12 / 5 (4.5 / 4.35 / 3.5)
3 mo ago: 3.65 (3.5 / 4.45 / 3.0)
1 yr ago: 2.47 (1.5 / 4.4 / 1.5)
3 yr ago: 2.52 (1.5 / 4.55 / 1.5)
- Know what’s going on.
- Understand exactly how your portfolio stands today, how your funds are doing and whether your advisors are adding value.
- We find the problems so you can rest easy.
- Our technology constantly analyses your portfolio to uncover deep, hidden problems and insights and informs you at a pace you can deal with.
- Make informed decisions easily.
- Bharosa does not give advice. Instead our technology empowers you to easily make calls on your own or with your advisor using our decision models.
- See the improvement right in front of your eyes.
- The Bharosa score tells you how healthy your portfolio is. Watch your score improve as you make better decisions over time.
The Bharosa Effect
Bharosa Club members have improved returns, lowered fees and attained peace of mind